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One of the strongest tools we have to manage our finances and consumer debt is knowledge. If your spending time learning what to do with your money, then you’re not using that time to spend money. There are many sources of information around us that can teach us the financial wrongs and rights. Some of…

Studies have shown that your financial health can impact your mental health. Sometimes debt is taken on with an attitude that you easily pay it off later. Whether this is true or not, the reality is you have a responsibility to pay back the money you owe. Until your debt is settled, only until then,…

The Central Bank of Canada has once again raised interest rates another 0.25 points to 1.25 per cent. The recent increase occurred on January 17th, 2018. In addition, this has been the third time the central bank raised their interest rate in just over 7 months. The previous increases in the central banks interest rate…