Top Free Budgeting Apps

Budgeting your money is one of the best ways to keep track of your spending habits – but how exactly are you supposed to budget these finances of yours? Well thankfully, technology has made it extremely easy to manage and track where each dollar is being spent. Get ready to download some of the most helpful, free apps on your smartphone, computer, or tablet device!

Your Bank

If you weren’t already aware, a majority of banking institutions have their own application available for their customers, including TD Canada Trust, CIBC, BMO, RBC, Scotiabank, and Tangerine. Therefore, if you are tight for time and are unable to get to the closest bank, there is no need to worry. On these apps, you can view your accounts, transfer funds, deposit cheques, and pay your bills. It’s a great and easy way to begin the budgeting process.


This app is downloadable from iTunes, therefore, it is only available for iPhone and iPad users. If you have a camera on your device, then you are all set. Simply take a photo of your receipt and fill in the rest of the details. This app will archive the receipts and categorize them accordingly. For a similar app on an Android device, look at Smart Receipts Pro.


This app really has it all – it allows you to access your bank account, credit cards, and bills so that you can view your balances and transactions all together. Once you link all your financial information, the app will basically analyze all your spending behaviors. What’s great is that this is all done in real time, so there is no need to wait!

You Need a Budget

The great aspect of this app is that is works for all smart devices. The app focuses on four areas, which help get your life on track, financially speaking. If you need help creating an actual budget, with a step-by-step plan, this app is the best one for you. The free trial lasts for 34 days, and after that the cost is $50 for the year or $5 per month.

Our team has extensive experience in addressing financial issues so feel free to call us and book a free no obligation consultation with one of our licensed insolvency trustees.

Call this number (416) 736 4357 to get our advice specifically tailored to your situation.  We look forward to assisting.