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Managing your monthly budget can be quite difficult. Use our budget calculator to help you get a clear visual of where your money is going in order to help you set financial goals, from paying down debt to saving for retirement.

In our years of experience we have found that one of the biggest concerns our customers have is how their debt solution options will affect their ability to obtain credit in the future. We will never be surprised to hear you ask “will I ever be able to get a mortgage again?” or “can I…

Personal bankruptcy is a legal process that provides an honest and unfortunate debtor relief from debt obligations. When you file for bankruptcy, it doesn’t mean you lose all of your assets, and it is possible to keep both your car and your house, as well as other assets – which goes against common beliefs –…

If you have finally decided to seek help for your financial problem, you will often want to ensure that you don’t find yourself in the same situation again. The good news is that If you filed for either bankruptcy or a consumer proposal, you’ll be required to attend two counseling sessions with a qualified credit…

A Consumer Proposal is a very commonly used way to settle your debts, without declaring bankruptcy, (or filing for “full” bankruptcy, as it is referred to by many of our customers). There are many false beliefs about the consumer proposal, and we will ensure that you find out exactly what it is and whether it…

At Dodick Landau, customers are of often surprised to hear we can help you settle your debts to Canada Revenue Agency (“CRA”), such as unpaid income tax. Here are some common beliefs about tax debt and what the real story is: COMMON BELIEF: Bankruptcy law in Canada does not cover personal income tax- it can’t…

A very common option to solve your debt problem is for you to apply for a debt consolidation loan with your bank or some other financial institution. A debt consolidation loan allows you to make one easy payment over time to rid yourself of the debt, since the financial institution pays out your other debts….

Debt solutions is used to describe the legal means available to you to get out of your debt. Our first meeting is normally used to assess your situation, what makes your situation unique and how best to apply what knowledge and expertise that we have can work for you. Perhaps you have to choose between…