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When we counsel individuals or businesses with financial problems, we review and analyze their information and provide them with an assessment and options to help them make an informed decision about what to do next. Rarely does anyone want to believe that bankruptcy is the solution to a debt problem and, in many cases this…

We are currently coming with a template to help explain how to handle collection calls either before you come to see us or after you have filed a consumer proposal or bankruptcy so that you say the correct and most effective things to collection agents calling for money you likely do not have readily available (…